Travel Safety & Tips

When planning a dream vacation, we love spending time choosing hotels, browsing tours, and picking flight seats. But when it comes to the check-out page, many travelers uncheck the "Add Travel Insurance" box to save a few hundred rupees.

It seems like an easy way to cut costs, until it isn't. In a post-pandemic world where flight cancellations and health concerns are unpredictable, travel insurance is no longer a luxury—it is a necessity. Here are the top 5 reasons why.

1. Medical Emergencies Abroad are Expensive

Your domestic health insurance likely does not cover you once you cross the border. A simple fracture in Europe or a sudden illness in the USA can cost tens of thousands of dollars in hospital bills. Comprehensive travel insurance covers hospitalization, doctor visits, and even medical evacuation back home.

3. Trip Cancellations Happen. Life is unpredictable. A sudden family emergency, a natural disaster at your destination, or a work commitment might force you to cancel your non-refundable trip. With cancellation protection, you can recover the pre-paid costs of your flights and hotels.

If you can't afford travel insurance, you can't afford to travel. The cost of a policy is a fraction of the potential loss.

Travel Industry Adage

4. Flight Delays and Missed Connections

If a delayed first flight causes you to miss your connecting international flight, the airline might rebook you, but they won't pay for your food or hotel stay during the wait. Travel insurance steps in to cover meals, accommodation, and alternative transport arrangements.

5. Personal Liability

Accidents happen. If you accidentally damage property at your hotel or cause injury to a third party while traveling, personal liability coverage protects you from hefty legal and compensation claims abroad.